she got in an accident with an uninsured/suspended driver.. totaled her van.. she took her to small claims court for everything over that the insurance didnt cover (as well as minor medical since she chipped her knee), ended up garnishing her wages for 4 years.. she kept changing jobs and leaving no forwarding.. luckily small town, and she kept changing jobs at different bars, so she just went looking all over for her.. kept finding her.. only thing out of her pocket that she couldnt claim were court fees and form filing every time she changed jobs.